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Benefits Information

Our employees receive benefits including health, dental, vision, life insurance, wellness, employee assistance program, flexible spending programs, and deferred compensation programs.  We participate in the Marin County Employees’ Retirement Association (MCERA) for retirement benefits and contracts with California Public Employees’ Retirement System (CalPERS) to provide health insurance.

Additional resources: 2020 Benefit Summary 

Beginning August 26, log in to your my|CalPERS participant account to view:

  1. Specific health benefit changes that may impact you in the coming year
  2. Your current 2019 monthly premium rate and 2020 monthly premium rate if you do not change your health plan.
  3. 2020 health plans and monthly premium rates available based on your health eligibility ZIP code
  4. Which health plans your doctor participates in
  5. Your enrolled dependents

Dropping Dependents at Age 26 Limit:  REMEMBER that if your dependent is dropped by CalPERS for reaching age 26 and that reduces your plan tier, you MUST notify HR to change to the lower tier/deduction on your paycheck.  CalPERS does not automatically notify HR.

All employees are automatically enrolled in the city-paid Basic Life insurance benefit, as designated in the appropriate MOU, upon hire.  Employees should maintain an updated Basic Life Beneficiary Designation form on file.

There is no formal open enrollment period to purchase Voluntary Life insurance for yourself and/or your eligible dependents. Please note that in order to purchase life insurance for your spouse and/or child(ren), you are required to purchase voluntary life insurance for yourself. Evidence of Insurability is required for all new elections (outside of the 30-day window from date of hire); see form below. This optional benefit is fully paid for by the employee.

Cigna Life Insuarance Forms

Certificates of Coverage:

LTD – Benefit Summary Flyers ( LK960715)

Basic Life Benefit Summary Flyers (LK960715)


*The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for individuals in these plans.*

This benefit is fully paid by the City of San Rafael (pro-rated for part-time employees) and includes any eligible dependents.  Employees can log-in to the United Concordia website to view their covered dependents and search providers.  If you don’t have your member #, which is needed to log-in, please call UCCI at 1-800-332-0366.  You can print an ID card once you’re logged on to the website.

Please review the Summary of Benefits provided below to learn more about your deductibles and services covered.

Complete the UCCI Enrollment Form to sign up or add eligible dependents (up to age 19, or age 23 if a full-time student).

Please visit & create an account at to access well-being services including coaching, counseling self-care mobile apps and more.

Make sure to create a profile to:

  1. Explore articles and webinars on topics from parenting to stress and anxiety
  2. Research providers in your area
  3. Browse apps to help with insomnia, depression, OCD and more




Enrollment in FSA Health Care Reimbursement and the Dependent Care program requires an annual election. This means you must submit a new enrollment form even if you are setting aside the same amount as previous years.

The enrollment deadline for this benefit is November 15th each year.  Learn more about Flex Spending Accounts and eligible expenses.

Members in certain bargaining groups are eligible for vision coverage through MES.  This benefit is fully paid by the City for Employee Only coverage (pro-rated for part-time employees).  Employees may enroll all eligible dependents for an out-of-pocket cost of $11.13 per month.  The City picks up the cost to enroll eligible dependents for Executive and Mid-Management employees.  Employees can log-in to the MES website to view their coverage details, covered dependents, search providers and print an ID card (you will not receive anything in the mail).

Please review the Summary of Benefits provided below to learn more about your coverage and copay’s.

Complete the MES Enrollment Form to sign up or add eligible dependents (up to age 19, or age 25 if a full-time student).

MES Vision Forms


Take the time to understand your benefit choices so you can make sound decisions in choosing the right options for you and your family.  If you still have questions after visiting the links above, please contact the Human Resources Department via email at or via telephone at (415) 485-3063.

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