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Benefits Information

Our employees receive benefits including health, dental, vision, life insurance, wellness, employee assistance program, flexible spending programs, and deferred compensation programs.  We participate in the Marin County Employees’ Retirement Association (MCERA) for retirement benefits and contracts with California Public Employees’ Retirement System (CalPERS) to provide health insurance.

Additional resources: Employee Benefit Summary 

Log in to your my|CalPERS participant account to view:

  1. Specific health benefit changes that may impact you in the coming year
  2. Your current monthly premium rate
  3. Health plans and monthly premium rates available based on your health eligibility ZIP code
  4. Which health plans your doctor participates in
  5. Your enrolled dependents

Dropping Dependents at Age 26 Limit:  REMEMBER that if your dependent is dropped by CalPERS for reaching age 26 and that reduces your plan tier, you MUST notify HR to change to the lower tier/deduction on your paycheck.  CalPERS does not automatically notify HR.

Visit your health plan’s website to learn how benefits, claims, and payment of claims are covered, as well as the service limitations and exclusions that may apply. You can also log in to myCalPERS to use the Search Health Plans tool to research the health plan coverage and benefits most important to you and your family.

You can view the Summary of Coverage and Evidence of Coverage documents for all health plans on the CalPERS website here:

Commuter benefits give employees the opportunity through their employer to use tax-free dollars on commuting costs and keep more of what they earn in every paycheck. Companies that offer commuter benefits also save money by reducing payroll taxes.

Commuter benefits allow employers to support their employees when it comes to their daily commute. Commuter benefits include parking benefits and transit benefits, as well as benefits for vanpool and bicycle commuting.

When an employee enrolls in a commuter benefits program, they can pay for their commuting costs with pre-tax money, up to the current IRS tax limit.

Sign up today at  Commuter Benefits.

Additioal resources:

This benefit is fully paid by the City of San Rafael (pro-rated for part-time employees) and includes any eligible dependents.  Employees can log-in to the United Concordia website to view their covered dependents and search providers.  If you don’t have your member #, which is needed to log-in, please call UCCI at 1-800-332-0366.  You can print an ID card once you’re logged on to the website.

Please review the Summary of Benefits provided below to learn more about your deductibles and services covered.

Complete the UCCI Enrollment Form to sign up or add eligible dependents (up to age 19, or age 23 if a full-time student).

Please visit & create an account at to access well-being services including coaching, counseling self-care mobile apps and more.

Make sure to create a profile to:

  1. Explore articles and webinars on topics from parenting to stress and anxiety
  2. Research providers in your area
  3. Browse apps to help with insomnia, depression, OCD and more




Effective January 1, 2022, City of San Rafael is providing a new employee emotional and mental wellness benefit service through Concern for first responders.

Please note: Admin staff & Fixed-Term employees are covered through Magellan EAP. Please visit or call 800-523-5668 for assistance.

The Employee Commute Program is for the sole use of employees and volunteers of the City of San Rafael. Certain incentives will be reported as income. Carpool and vanpool startup incentives are issued one-time only. Below are the incentives/services available. For more information, or to sign up, visit:


Incentive/Services Value Eligibility
Income Tax Savings Soiree Allows use of pre-tax dollars up to IRS limit Employees
Carpool Cabana $75 gift card Employees
Transit Bandit $75 gift card Employees
Bicycle Schmicycle $75 gift card Employees
Walker’s Paradise $75 gift card Employees
Commuter Club Quarterly raffle drawings for prizes Employees & Volunteers
Park it Closer Prime parking spaces @ work Employees
Ain’t No Party Like a Vanpool Party Up to $3,600 from TAM; up to $500 from Employees
Ride Match Roulette Sign up with & find others to commute with Employees & Volunteers
HELP! Emergency Ride Home Varies, not to exceed $500/year Employees
Charge It On Us Get $100 for purchasing an electric vehicle Employees


Enrollment in FSA Health Care Reimbursement and the Dependent Care program requires an annual election. This means you must submit a new enrollment form even if you are setting aside the same amount as previous years.

Learn more about Flex Spending Accounts.

Need additional assistance? Check out the Optum Financial Resources Library to learn more on how to upload a receipt, submitting a claim & spending your FSA $.

Long-Term Disability (LTD) insurance is a supplemental insurance that helps people who can’t work because of an injury, illness or disability. If you have LTD insurance, it will replace some of the income you lose when you can’t work because of an injury, illness or disability.

All employees are automatically enrolled in the city-paid Basic Life insurance benefit, as designated in the appropriate MOU, upon hire.  Employees should maintain an updated Basic Life Beneficiary Designation form on file.

There is no formal open enrollment period to purchase Voluntary Life insurance for yourself and/or your eligible dependents. Please note that in order to purchase life insurance for your spouse and/or child(ren), you are required to purchase voluntary life insurance for yourself. Evidence of Insurability is required for all new elections (outside of the 30-day window from date of hire); see form below. This optional benefit is fully paid for by the employee.

Cigna Life Insuarance Forms

Certificates of Coverage:

LTD – Benefit Summary Flyers ( LK960715)

Basic Life Benefit Summary Flyers (LK960715)


*The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for individuals in these plans.*

PARS is a retirement account for part-time, seasonal, and temporary employees who work for public agencies. The federal government requires that all public agency employees are put in some type of retirement plan.  Learn more here:

Members in certain bargaining groups are eligible for vision coverage through EyeMed.  This benefit is fully paid by the City for Employee Only coverage (pro-rated for part-time employees).  Employees may enroll all eligible dependents for an out-of-pocket cost of $7.39 per month.  The City picks up the cost to enroll eligible dependents for Executive and Mid-Management employees.  Employees can log-in to the EyeMed website to view their coverage details, covered dependents, search providers and print an ID card (you will not receive anything in the mail).

Please review the Summary of Benefits provided below to learn more about your coverage and copay’s.

Complete the EyeMed Enrollment Form to sign up or add eligible dependents (up to age 19, or age 25 if a full-time student).

EyeMed Vision Forms

Additional Resources:


Take the time to understand your benefit choices so you can make sound decisions in choosing the right options for you and your family.  If you still have questions after visiting the links above, please contact the Human Resources Department

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