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FAQ Topic: Retirement

MCERA Retirement Workshops

MCERA has two workshops specific to different career stages: Mid-Career (3-20 years from retirement) and Preparing to Retire (within 2 years of retirement). You can view schedules online and also sign up by sending an email to MCERA’s workshop team ( or calling (415) 473-4014. Mid-Career Workshop Topics Defined benefit vs. defined contribution Fund income … Continued

Retirement Planning

Preparing for Retirement Handbook  Retirement Planning Checklist  Medicare (for age 65 or older)

PEPRA Tier Members

PEPRA members: If you entered membership on or after January 1, 2013 and you don’t have reciprocity with another public retirement system with service prior to that date, you’re a PEPRA member. PEPRA Tiers Membership Dates Benefit Formula  General PEPRA Tier 3 1/1/13-Present 2% @ 62 Safety PEPRA Tier 3 1/1/13-Present 2.7% @ 57 PEPRA Member … Continued

Classic Tier Members

Classic members: If you were an MCERA member on or before December 31, 2012, or a member of another public retirement system as of that date and came to MCERA with reciprocity, you’re a Classic member. Classic Tiers Membership Dates Benefit Formula General Classic Tier 1 prior to 7/1/11 2.7% @ 55 Safety Classic Tier 1 … Continued

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